Why can't I use some of my income to qualify for a mortgage?

• If you have not paid taxes on some or all of your income, we can't include it when you qualify for a mortgage.
• if you can't prove that you receive income, for instance if you get it in cash - we can't count it.
• if you don't receive it regularly, for instance if your child support only comes every other month or sometimes not at all, the bank cannot count it. In order to count child support for loan payment, it must be court ordered and you have received it consistently for 12 months.