Helping you build an affordable future


How Our Process Works:

   NMLS #372580

Call Us:  850.222.6609x100

Tallahassee Lenders' Consortium, Inc.


Complete Home Buyer Readiness 

offered twice a month

Complete The Home Buyer Education Course  offered twice a month

After attending the Home Buyer Readiness course you have the option to attend the Home Buyer Education Course or Start the process for Credit Counseling.

You will need to come by the office and complete the Getting Started Intake package (you may also download the package below) and pay the processing fee. Effective January 1st, 2017 the credit report processing fee will increase to  $25.00 for single and $50.00 for joint applicants.

Make appointment with Credit Counselor. Your counselor will determine either you are ready or not ready to purchase. Please see the process below:

Not ready to Purchase

Follow process below:

  • Counselor will provide action plan to address credit and income issues.
  • Attend Financial Fitness course offered monthly.
  • Attend Homebuyer Club meeting course offered quarterly.
  • Request Update Appointment once Action Plan items are completed. The $20.00/individual or $40.00/joint applicant will be required for the updated credit report. Effective January 1st, 2017 the reports will increase to $25.00/individual and $50.00/joint applicants.
  • Ready to Purchase. Follow Ready to Purchase process.


  • Still have work to do.  Repeat Process as needed.

Ready to Purchase

Follow process below:

  • Meet with one of our Member Lendersfor pre - approval.
  • Meet with Realtor and begin looking for a home.
  • Once contract is executed, Member Lender reserves DPAfor you.
  • You will meet with TLC Loan Officer for DPA application & processing.
  • Prior to closing you will need to provide TLC with copy of homeowners insurance policy and home inspection.

Are you Ready?

Click here to Download the Getting Started Package