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The Tallahassee Lenders' Consortium, Inc. (TLC), a Florida 501(c) 3 nonprofit corporation, was founded in November 1993 by ten local financial institutions and the City of Tallahassee to provide a new affordable mortgage loan product to low- to moderate- income homebuyers.
The City of Tallahassee provides down payment and closing costs assistance and our member lenders provide long term fixed rate permanent mortgages.
TLC's programs have successfully evolved over the years to include HUD certified comprehensive homebuyer education, consumer credit counseling, post homeownership education classes, delinquency counseling (TLC is HUD certified) and "deep subsidy" loans. TLC is a Neighborworks' America affiliate and is proud of its success in cultivating productive partnerships with the City of Tallahassee, Big Bend Habitat for Humanity, USDA, Escambia Housing Authority, Florida Housing Finance Corporation, local lending institutions, real estate, insurance and security providers, and other nonprofit agencies that focus on affordable housing issues.